Terms of Use

Important: Please read all of the following Terms of Use carefully, and ensure you understand them before using this Website. This Terms of Use Agreement is a legally binding agreement between you and CorRisk Solutions. If you do not agree to these Terms of Use, please refrain from using this website.

Welcome to our website: be http://www.leatzow.corrisksolutions.com/ (“our Site” or “this Site”). This Site is operated by CorRisk Solutions, a series company of RSG Underwriting Managers, LLC (“CorRisk/“we”/“us”/“our”). We prepared this Terms of Use Agreement (“Agreement”) to explain the terms that apply to your use of this Website.

This Agreement has been prepared as a legally binding license agreement that conditions your use of this Site. This Agreement is for the purpose of protecting our rights in order to provide you with access to the free Content and other features available on our Site. If you do not want to be bound by all terms of this Agreement, you should immediately exit this Site and discontinue all use of our Site. If you remain on our Site or return at any point in the future, you agree to be bound by this Agreement.

Additional terms may be placed upon your purchase of the services and/or policies contained on our Site, and on your use of certain features on our Site. These additional terms will be specifically set forth in connection with such purchases and/or usage of features. By making such purchases and/or using such features, you agree to be bound by all additional terms connected to such purchases and/or features. If you do not want to be bound by such additional terms in connection with the purchase of services and/or policies addressed on our Site or in connection with your use of any features on our Site, you should not make such purchases or use such features.

This Agreement may be modified only by our posting of a revised Agreement on our Site. You are not allowed to change the terms of this Agreement. You agree that CorRisk may revise this Agreement by posting a revised Agreement on our Site at any time without advance notice to you. Your right to access and use this Site at any point in time is conditioned upon your agreement to, and compliance with, the Terms of Use Agreement that is current at the time of such access. Any amendments to this Agreement will be effective and deemed to apply beginning from the time that the revised Agreement is posted on homepage of our Site.

On the condition that you comply with all your obligations under this Agreement, CorRisk grants you a limited, revocable, non-exclusive, nonassignable right to access to view information and use any and all services that we provide on our web pages. Any use of this Site in excess of these rights is strictly prohibited and constitutes a violation of this Agreement, which may result in the termination of your right to access and use this Site. Your access to our Site is permitted on a temporary basis. We reserve the right to withdraw or amend the service we provide on our Site without notice. We affirmatively disclaim any liability for any occasions on which our Site may be unavailable for your use.

You agree not to assign or delegate any rights or obligations under the Agreement. Any purported assignment and delegation shall be ineffective. CorRisk may assign or delegate all rights and obligations under the Agreement, fully or partially, without notice to you. We may also substitute, effective upon notice to you, CorRisk for any third party that assumes our rights and obligations under this Agreement.

We take reasonable efforts to provide up-to-date information on our Site about the insurance policies and services we offer. However, in order to ensure that you have the most accurate information concerning any policies or services that you are contemplating purchasing, you should always confirm the current terms and conditions with CorRisk. The information provided on our Site (“Site Content” or “Content”) is not intended as professional advice on which reliance should be placed. A product or service shown on our Site may not necessarily be suitable for you and, if in doubt, you should seek appropriate independent advice.

If you are eligible and decide to purchase a policy of insurance through our Site, by doing so you confirm that all answers given by you in your policy application are true and correct, that you have read and understood the relevant policy terms and conditions, and that you are satisfied the policy meets your needs. Failure to provide true and complete information could result in any insurance policy that may be issued to you being rescinded or voided.

CorRisk cannot, and does not, guarantee that you will be issued a policy if you apply for one. The information and statements you give, together with the policy terms and conditions, will form the basis of your contract of insurance if, in fact, any such contract of insurance is issued. All original Content created and posted by CorRisk on our Site (hereinafter referred to as the “Materials,” which include, but are not limited to, written Content prepared and posted by CorRisk, and the Site design, layout, look, appearance, and graphics), and logos contained on our Site are owned by or licensed to CorRisk and are subject to copyright, trademark, and other intellectual property rights under the United States and foreign laws and international conventions. CorRisk reserves all rights not expressly granted in, and to, our Site and the Materials on our Site. Any unauthorized use of the Materials, trademarks, service marks, and/or logos on our Site may violate copyright laws, trademark laws, the laws of privacy and publicity, and/or communications regulations and statutes.

You agree that you will not circumvent, disable, or otherwise interfere with security-related features of our Site or features that prevent or restrict use or copying of any Materials or enforce limitations on use of our Site or the Materials on our Site. You specifically agree that you will not misuse our Site by knowingly introducing material that is malicious or technologically harmful. You further agree not to attempt to gain unauthorized access to our Site, the server on which our Site is stored, or any server, computer, or database connected to our Site. Unauthorized use and misuse of our Site may subject you to a civil claim for damages and/or criminal prosecution. In the event of such a breach, your right to use our Site will cease immediately.

From time to time, our Site may include links to other websites and resources provided by third parties. These links are provided solely for your convenience. Links are not intended to imply sponsorship, affiliation, or endorsement. We have no control over the Contents of those sites or resources, do not endorse their Content, and have no responsibility for any such sites or for any loss or damage that may arise from your use of them. Use or reliance on any external links provided and the Content thereon is at your own risk. If you believe that we have provided a link to a site that contains infringing or illegal Content, or which makes available other circumvention devices, we ask that you notify us so that we may evaluate whether to disable it. You should review any available website terms of use and/or privacy policies on third-party sites before using such sites or sharing any information with such sites, because, under such third party sites’ agreements and policies, you may be agreeing to terms and conditions that are different in scope and substance than those set forth in this Agreement.

You should carefully read our Website Privacy Policy, which is available on this Site, before deciding to use this Site because it addresses our treatment of personal information you submit to us. By using this Site and submitting your Personal Information, you agree with, and consent to, the processing, transfer, usage, and/or storage of your Personal Information in accordance with our Website Privacy Policy. If you do not so agree and consent, then you should immediately exit this Site and discontinue all use of our Site. If you remain on our Site, or return at any point in the future, then you agree to the processing, transfer, usage and/or storage of your Personal Information in accordance with our Website Privacy Policy.

If you choose to provide us with contact information, you agree to update your contact information if it changes so we can contact you if necessary. You acknowledge and agree that, if you fail to timely update your contact information, we shall have no liability associated with, or arising from, your failure to provide us with accurate contact or other information.

In order to provide you with access to and usage of the Content on our Site, we offer and make no warranties or representations about any benefits or opportunities that you can obtain at this Site. To the fullest extent permissible pursuant to applicable law, the materials on this website are provided as is and without warranties of any kind, either expressed or implied. CorRisk disclaims all warranties, expressed or implied, including, but not limited to, implied warranties of merchantability and fitness for a particular purpose. CorRisk does not warrant that the functions contained in the materials will be uninterrupted or error-free, that defects will be corrected, or that this website or the server that makes it available are free of viruses or other harmful components. CorRisk does not warrant or make any representations regarding the use or the results of the use, of the materials on this website in terms of their correctness, accuracy, reliability, or otherwise. You (and not CorRisk) assume the entire cost of all necessary servicing, repair, or correction. The information and descriptions contained herein are not necessarily intended to be complete descriptions of all applicable terms, exclusions and conditions and are provided solely for general informational purposes.

While CorRisk uses reasonable efforts to include accurate and up-to-date information on this website, errors or omissions sometimes occur. To the fullest extent permissible pursuant to applicable law, CorRisk makes no warranties or representations as to the accuracy of the content of this website and under no circumstances, including, but not limited to, negligence, shall CorRisk or any party involved in creating, producing, or delivering this website be liable to you for any direct, incidental, consequential, indirect, or punitive damages that result from the use of, or the inability to use, the materials on this website, even if CorRisk or a CorRisk authorized representative has been advised of the possibility of such damages. In no event shall CorRisk’s total liability to you for all damages, losses, and causes of action exceed the amount paid by you, if any, for accessing this website. CorRisk also assumes no responsibility, and shall not be liable for, any damages to, or viruses that may infect, your computer equipment or other property as a result of your access to, use of, or browsing in this website or your downloading of any materials, data, text, images, video, or audio from this website

You agree to release, discharge, and hold harmless CorRisk and all affiliated, and related companies, and each of its and their respective officers, directors, employees, representatives, contractors, and agents from and against any claims, damages, expenses, and liability arising from or related to any injuries, damages, or losses to any person or property of any kind resulting in whole or in part, directly or indirectly, from your use of, accessing, or participation in any feature of the Site, including, without limitation, your breach of this Agreement or the use by us or our designees of any rights granted by you. You specifically acknowledge that the CorRisk is not liable for, any defamatory, offensive, or illegal conduct of other Site users or any third party, and that the risk of injury from the foregoing rests entirely with you.

You agree, at your own expense, to indemnify, defend, and hold harmless CorRisk and its affiliates against all losses, expenses, damages, and costs, including reasonable attorneys’ fees, arising in any way from: (a) your use of the Site; (b) your unauthorized use of any Content and/or CorRisk’ s products or services; (c) your breach or violation of this Agreement and any applicable laws; and/or (d) any allegation that any submissions or other materials you submit to us otherwise violate the rights of any third party. CorRisk reserves the right, at its own expense, to assume the exclusive defense and control of any matter subject to indemnification, and in such case, you agree to cooperate with CorRisk in the defense of any such claim. The terms of this Agreement shall expressly survive any such suspension or termination.

Except for any disputes relating to intellectual property rights, obligations or any infringement claims, which shall be governed by U.S. federal law, any disputes between you and CorRisk arising out of, or relating to, the Agreement (“Disputes”) shall be governed by Illinois law regardless of your country of origin and notwithstanding any conflicts of law principles.

All Disputes arising out of, or relating to, this Agreement (including formation, performance, breach, enforceability, and validity of this Agreement) or our operation of this Site shall be resolved by final and binding arbitration to be held in the English language in the Chicago, IL pursuant to the rules of the American Arbitration Association. The arbitrator, and not any federal, state, or local court or agency, shall have exclusive authority to resolve any dispute relating to the interpretation, applicability, enforceability, or formation of this Agreement, including, but not limited to, any claim that all or any part, of this Agreement is void or voidable. Either party to this Agreement may obtain preliminary injunctive relief for the purpose of enforcing any of the terms of this Agreement pending a final determination in arbitration or permanent relief for the purpose of enforcing arbitral awards.

This Agreement constitutes the entire agreement between you and CorRisk relating to your access to, and use of, this Site and supersedes any prior or contemporaneous representations or agreements. If any portion of this Agreement is ruled invalid or otherwise unenforceable, it shall be deemed amended in order to achieve as closely as possible the same effect as originally drafted. Any invalid or unenforceable portion should be construed as narrowly as possible in order to give effect to as much of the Agreement as possible. Some products and services may not be available in all jurisdictions.

You acknowledge that any software which may be available or provided to you on this website may contain technology that is subject to strict controls pursuant to export control laws and regulations of the United States of America and other countries and jurisdictions. You hereby agree that you will not transfer or export such software in violation of such applicable export control laws and regulations. CorRisk does not authorize the downloading or exportation of any software or technical data from this website to any jurisdiction where such activity is prohibited by export controls laws and regulations.

If you have any questions or concerns relating to these Terms of Use, please contact the CorRisk Compliance Director via e-mail at: compliance@ryansg.com or via U.S. mail:

Attention: CorRisk
Compliance Director
180 N. Stetson Avenue
Suite 4600
Chicago, IL 60601.

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